I have been a rideshare driver for exactly a year now. I have 2200 with lyft and 2800 with Uber before joining the Lyft express rental program, Recently I was on my way for a scheduled airport ride when a rock came out of the back of a dumptruck in front of me, it cracked my windshield. I was scheduled for my 4 week inspection at the Lyft express office so I went straight there after the drop off. After the inspection, surprisingly I was renewed. When I asked they said I would have to pay (450) before the next inspection.
Depressed and frustrated I went to get quotes. One of the glass guy proceeds to tell me about a Florida State statute:
7288 Comprehensive coverage; deductible not to apply to motor vehicle glass.—The deductible provisions of any policy of motor vehicle insurance, delivered or issued in this state by an authorized insurer, providing comprehensive coverage or combined additional coverage shall not be applicable to damage to the windshield of any motor vehicle covered under such policy.
When returning to the Lyft express office they said I signed a loss damage waiver.?(don't remember signing) which I still don't understand. I fear that this is going to take me out of the ride share profession.