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Virginia Drivers!!!! You may have gaps in your insurance coverage

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ForrestWinks
Driver
 Posted 10 months, 4 weeks ago

Rideshare drivers in Virginia and elsewhere may have gaps in thier coverage for the time they are active or online but not with a passenger. There are options we can discuss in order to make sure you are protected for these exposures while you are on the job. I am licensed in Virginia and would be happy to discuss applicable coverages here and how we can fill these gaps for you. Reach out to me for more information!

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    jeffymcdonald
     10 months ago

    Can you explain these gaps more?

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      ForrestWinks
      Driver
       10 months ago  (edited 10 months ago)

      Sure,

      My experience is with Uber. The protection they provide only covers you while you have a passenger in your car and are on an active trip. Often times your standard auto insurance does not extend to work related applications. this sometimes leaves a gap while you are online and either picking someone up or waiting for your next trip to come through

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    CaptainChampion
    122
     10 months ago

    How common is rideshare insurance?  Do most insurers offer them?  All states?  I keep hearing I can just stay on my current personal policy, so curious what all the fuss is about.

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      ForrestWinks
      Driver
       10 months ago

      The best advice I can offer is to go over your current policy and read exactly what it covers. If you are located in Virginia this is a service I am happy to offer for you as a way to make sure you do not experience any potential gaps.