Rideshare drivers in Virginia and elsewhere may have gaps in thier coverage for the time they are active or online but not with a passenger. There are options we can discuss in order to make sure you are protected for these exposures while you are on the job. I am licensed in Virginia and would be happy to discuss applicable coverages here and how we can fill these gaps for you. Reach out to me for more information!
Virginia Drivers!!!! You may have gaps in your insurance coverage
Posted 5 years, 1 month ago
Ask a Driver
Do you have questions for your Uber anad Lyft drivers? What about tips and suggestions? Whether you are a driver or a rider, share your comments here and get responses from real rideshare drivers.
Forrest Winks (ForrestWinks)
Ride Apprentice from Lynchburg, Virginia
Driver and Insurance Agent
I am an Uber driver and also an Allstate agent. I have experience in covering and protecting various business ventures including ridesharing. Contact me for more information. [email protected]
- Maximum Ridesharing Profits
- Fare Estimator
- Rideshare 101
- Sign up for UberAd
- Sign up for Uber EatsAd
- Sign up for Lyft - $5 offAd
Can you explain these gaps more?
My experience is with Uber. The protection they provide only covers you while you have a passenger in your car and are on an active trip. Often times your standard auto insurance does not extend to work related applications. this sometimes leaves a gap while you are online and either picking someone up or waiting for your next trip to come through
How common is rideshare insurance? Do most insurers offer them? All states? I keep hearing I can just stay on my current personal policy, so curious what all the fuss is about.
The best advice I can offer is to go over your current policy and read exactly what it covers. If you are located in Virginia this is a service I am happy to offer for you as a way to make sure you do not experience any potential gaps.