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Rideshare insurance, why do drivers need it?

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lilly
949 Rider Guru
 Posted 2 months, 2 weeks ago

Rideshare insurance from Uber and Lyft has major gaps that could leave you facing a huge financial crisis. Rideshare insurance coverage only applies after you have accepted a ride request, it will not cover you while you wait for a ride. If you happen to get in an accident during this period of time, chances are neither Uber/Lyft nor your personal insurance carrier would cover you.
 
Not only is your personal insurance unlikely to cover any incidents while your rideshare drivers app is on, you could even find yourself with a completely cancelled policy if you haven't disclosed your side hustle to your carrier.
 
Not all insurance companies offer rideshare insurance policies. If yours doesn’t, it’s time to look elsewhere, who knows you may even find a better rate! Let’s get a chain going to see which rideshare insurance carriers we all use and please share feedback on whether or not you are happy with your provider.

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Comments

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    changingtides
     2 months ago

    ALWAYS GET RIDESHARE INSURANCE. Or else this will happen.

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    LG-PA
    730 Driver
     2 months ago

    Hi,


    I use Erie

    Few months back I wrote a post on a similar subject and also included in that post a link to accident checklist which may be very useful in a stressful moment

    If you want to read it, just click on my name in this post, which should take you to my profile page where you will find a my post titled “

    Rideshare Insurance for Drivers”

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    dracomalfoy
    169 Driver
     2 months ago

    Allstate, at no extra charge 😁 

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    bett
    Rider
     2 months ago

    Just read this article today of a women who is now out 28k because of Lyft's shoddy coverage.

    http://www.fox9.com/news/lyft-and-uber-drivers-may-need-extra-insurance-coverage

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    jutre
    113 Driver
     2 months ago

    Anyone try Geico, Im at like $79 per month total with rideshare protection.

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    jeremyalastor
     2 months ago

    I don't drive anymore but when I did I tried esurance and they tried to jack my rate by about $100 a month!!! ridiculous.

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    greghanson
    Rider
     2 months ago

    State Farm. Easy. $17 extra per month. California.