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Hitting others and being hit as a driver

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peter.ashlock
205
 Posted 8 months, 4 weeks ago

Over the years I have had numerous incidents of being hit by other cars periodically. When I drove a taxi it was something the company took care of as there was never an incident where I was found to be at fault. The only time I ever actually hit a person was one night in the Haight Ashberry neighborhood, carrying a passenger, who yelled, before I saw a man on a bicycle cruise in front of me into an intersection. I hit the man square on, he flew high in the intersection and both bike and man came down hard. I slammed on the brakes and instantly requested assistance from the dispatcher (code blue, I need an ambulence and the police). I was in shock, my passenger left to find another cab and I sat on the curb and burst into tears. Emergency personel arrived quickly and a policeman came over and kicked my foot saying, "what are you crying for, everyone says it wasn't your fault". I was startled and said I didn't like hurting people, but was confused as to what happened. I was told witnesses saw the man on the bike eating a burritto as looked away from me while he ran a stop sign, thus driving into my path. The officer told me to come to the station the next day so they could give me a statement to give to the insurance company to absolve me of responsiblity.

Later I was hit so hard from behind as I sat at a stop sign that I was shoved half way across the intersection. The drunk who hit me had demolished the front of his car and his face was bloody. I was in shock and got the necessary information but so dazed that when he drove away in the amazingly still running car, I had not had the presence of mind to call for the police, which I should have. In this case, the taxi co...

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Over the years I have had numerous incidents of being hit by other cars periodically. When I drove a taxi it was something the company took care of as there was never an incident where I was found to be at fault. The only time I ever actually hit a person was one night in the Haight Ashberry neighborhood, carrying a passenger, who yelled, before I saw a man on a bicycle cruise in front of me into an intersection. I hit the man square on, he flew high in the intersection and both bike and man came down hard. I slammed on the brakes and instantly requested assistance from the dispatcher (code blue, I need an ambulence and the police). I was in shock, my passenger left to find another cab and I sat on the curb and burst into tears. Emergency personel arrived quickly and a policeman came over and kicked my foot saying, "what are you crying for, everyone says it wasn't your fault". I was startled and said I didn't like hurting people, but was confused as to what happened. I was told witnesses saw the man on the bike eating a burritto as looked away from me while he ran a stop sign, thus driving into my path. The officer told me to come to the station the next day so they could give me a statement to give to the insurance company to absolve me of responsiblity.

Later I was hit so hard from behind as I sat at a stop sign that I was shoved half way across the intersection. The drunk who hit me had demolished the front of his car and his face was bloody. I was in shock and got the necessary information but so dazed that when he drove away in the amazingly still running car, I had not had the presence of mind to call for the police, which I should have. In this case, the taxi company took care of everything, except me. I had a serious case of whiplash and any claim of mine I had to deal with by myself. Eventually I hired a lawyer, the insurance company insisted their insured had done nothing wrong as there was only the damage to the cab as indication of the nature of the accident, and they had been having trouble finding their insured. My lawyer suggested I pay to hire a detective to locate the driver, I reluctantly agreed and within a couple of days was informed that he had been found. He had been shot dead on Market Street in San Francisco and the insurance company quickly settled.

A few months ago, now driving for Lyft, I was hit by a police car in an apparently distracted driving moment, but of course the police are NEVER at fault and they concocted a scenario to blame me for making an inappropriate turn. This took a contingent of about eight squad cars to make sure the officer was not under attack. I was actually avoiding two other police cars who were attending to police buisness, but that was beside the point to them.

What is relevant is that I had get my fender fixed from the damage the police car caused. My insurance paid for the damage but not for the inconvenience or time off necessary to deal with the repair and I was out the  $500 deductable and the lost wages. Typically I don't work on Monday and Tuesday and thus I try to take care of as much business on those days as possible. Every time I have ever had to deal with a fender bender it has taken the body shop five days to do a bumper/fender replacement, so I usually lose a minimum of two work days in the mix. Other than the situaltion with the police, I have been successful on two occasions getting compensated for lost wages. THe insurance company has respected my claims and I submit to them a copy of the record of my earnings to demonstrate what my likely earnings would be if I had not been inconvenienced.

I am not so sure how it will play out with a more current incident, where a man hit my car while I was stopped, with my foot on the brake and he tried to parallel park in a space too small. He reeked of pot smoke when we finally exchanged information and his insurance company claim is that I hit him coming around a corner, which could not have happened in the narrow alley where we were both driving. My insurance company is covering the repair, minus my $500 deductable of course, and I will be missing days of work this week, hopefully no more than two. If the company cannot finish the repairs by the end of the day on Friday then I will have to wait until Monday to get the car and I will lose an entire weeks income, plus have to try to get my insurance company to press his company to pay not only my deductable, but also the lost wages.

My next question will be how I am to pay the rent on time.

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    SyedAli
    215 Driver
     8 months ago

    Bodyshops do take forever.  I am not surprised by the 5 day turnaround, but what never crossed my mind was the lost wages. Uber or Lyft would certainly not accommodate for that, and I don't even know if they would grant exception on driving a different car for that time period.  Hey, wouldn't that nice?

    It's the right call to tell the insurance company.  Even if you fail to get the lost wages payout, they may push the bodyshop to perform the work faster.  It would be in their best interest.

    Show Hide  2 Replies
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      ShannaKZ
       8 months ago

      Well, if they aren't paying to cover the lost wages, why the the incurance carrier care how long it takes?

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        SyedAli
        215 Driver
         8 months ago

        ok.  good point.  you are right.  they wouldn't.

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    CharlieLazie
     8 months ago

    I have a hard time believing that this dude was shot. I feel like this private investigator was just coming up with a story to claim success and send you a bill. ...but what do I know?

    ...and I assume with this dude dead, you got ZERO.

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      zaferian
       8 months ago

      yeah but insurance companies don't mess around like that. They would have needed to see proof that this guy was dead before they paid up.

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      scotchyscotchyscotch
       8 months ago

      Yeah... this. Feels really suspicious LOL

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    ChrisWeston
    Rider
     8 months ago

    There's another post about a guy who had a rock go through the windshield of his Lyft Express (i.e. rental from Lyft) and got dinged with $450. Lyft's insurance isn't covering it and he's stuck with paying out of pocket  

    This line should be posted on Taxi vs. Uber. 

    "When I drove a taxi it was something the company took care of as there was never an incident where I was found to be at fault."

    Here's his post: https://ride.guru/lounge/p/insurance-troubles

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      ChatswickFan
      211
       8 months ago

      Harsh. 1+ week worth of work, poof.  Not even his fault. 

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    JavierX
    181 Driver
     8 months ago

    Lost wages do suck, and good for you to make the claims to the insurance company. I am actually surprised you were compensated, but I suppose when your main source of income (I am assuming) is from driving, they better honor that. 

    I first read it thinking it was when you were driving taxis, but now that I see you did it with Lyft.  (and I am even more surprised insurance covered lost wage.) I feel like this is something we should warn other Uber and Lyft drivers.  I know a few buddies who definitely didn't get compensated, and I don't think they ever pushed for it.

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    bettybop32
     8 months ago

    Wow, these stories are all so intense.

    First question: Did the passenger in the first story really just walk away to hail another cab? I mean I know he/she probably had places to go but I don't think I would just leave like that!

    Second: How do you file to get compensated for lost wages? I never knew that was possible.

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    brownbear
    585 Rider
     8 months ago

    These are some crazy stories. The one about the driver who disappeared. And then was found shot dead. That's insane. And the cop car! Sucks that they made it your fault...

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    BGraft89
    605 Rider Driver
     8 months ago

    I drive for Uber now and consider myself a veteran, but I never drove a taxi. 

    So when you are in an accident, while driving for a taxi, the taxi companies handle it all?  Repairs, insurance claims, etc.?  Do your personal insurance not kick in at all? 

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    MelissaMyers
    136 Rider
     8 months ago

    Your passenger bailed on you?  Nice to be that guy (or girl).  Seems a bit irresponsible to flee the scene. (Maybe he could have been a witness.)

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    jjsmith
     8 months ago

    These stories are crazy. Is this common to have so much happen as a driver? The worst part is these sound like they weren't your fault, but you still had to take time off to deal with it.